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Department of Telecom

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TRAI's Consultation Paper on 'Review of regulatory framework for the use of USSD for mobile financial services'

TRAI's Consultaion Paper on 'Review of regulatory framework for the use of USSD for mobile financial services'

Start Date :

Aug 03, 2016

Last Date :

Sep 29, 2016

00:00 AM IST (GMT +5.30 Hrs)

Submission Closed

The expansion of banking and reach of financial services is considered to be vital for the long-term sustainable development of any country. From the standpoint of equity, it is ...

The expansion of banking and reach of financial services is considered to be vital for the long-term sustainable development of any country. From the standpoint of equity, it is essential that financial services are provided at an affordable cost to those who are presently excluded from the formal financial system. Mobile telephony could be the answer to the problems related to ‘last mile’ service delivery of financial services.

In order to identify and address the various issues for the use of USSD-based Mobile Financial Services, Telecom Regulatory Authority of India (TRAI) has released Consultation Paper on ‘Review of regulatory framework for the use of USSD for mobile financial services’ on 2nd August, 2016 for comments.

The objective of this Consultation Paper (CP) is to examine the need of mobile based financial services in the country from a public perspective, discuss the issues in its proliferation and to explore solutions for the same.

The Authority has extended the time for submission of comments upto 14th September, 2016 and counter comments by 28th September, 2016.

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Showing 177 Submission(s)

LAXMI NARAYAN 9 years 9 months ago

Sir hamesa dar laga rahta he sabhi log kam karte he but dar dar k ..agr kuch shakti mili he to apse sir ajadi k bad agr koi pm mila strong decision lene or dene vale to ap he. Sir har central govt k ucch adhikari se na pucho direct un karamchari se pucho sir jo contract base par kam kar rahe he. Dar dar k kam karna parta he salary kam dete he isse pucho ye log bataenge ki kya bit rahi he. hal hi me delhi central govt me contract base karmiyo ko niakl dia sir inka kya kasur.help sir

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LAXMI NARAYAN 9 years 9 months ago

माननीय प्रधानमंत्री श्री नरेन्द्र मोदी जी, नमस्कार, sir apse request he ki delhi me or bharat k har rajya me kam kar rah rahe har us no javan jo sarkari office me contract basis par jo kam kar rahe he unka future bacha lijie. Sir. Salary kam dete he time par nh dete. Hamasa dar laga rahta he ki nakal na de koi hame..sir ham ye nh kah rahe ki ap hame pakka kardo .bas yahi prathna he ki ap esa kanun bana do ki salary mahngai k sath sath badhe or hame koi bhaiy na rahe. Ek asa ap he sir

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mumtaz_1 9 years 9 months ago

आदरणीय प्रधानमंत्री महोदय पारनाम सेवा मैं निवेदन है कि देश के युवाओं को बरी उम्मीदें हैं आप से सभी तबके के लोगों ने आपको दिल से चुना है की देश की तरक़्क़ी हो और हमारा कल और बेहतर हों जिसके लिये सभी धर्म के लोगों को चाहिए की देश की तरक़्क़ी के लिये ज़ात पात छोरे और देश के तरक़्क़ी के लिए सोचें

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BUDATI Venkatrao 9 years 9 months ago

The online transactions in most of the banks are not satisfactory. The updated technology is not being used by most of the banks. The interest on lending of loans be reduced. Some banks do not encouraging mortgage loans in general. The number of banks be reduced by linking or merging more number of banks. This results reduction on operation cost. The level of supervision be reduced with more securities to speed up the transactions.

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JAGDISH PATHAK 9 years 9 months ago

Hon. PM & Govt. have made good effort to regulate the real estate transaction, I want to suggest that, the act & rules related to such matter of real estate should be transparent and any mischif or malpractices should be stopped, but, the business of real estate should not be discouraged or restrict the function of such business. the safety of consumers money and assurance of possetion is enough, but, the additional control will adversely effect and malpractices,black money will increase,thanks

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Vellala Vydhyanata 9 years 9 months ago

It is high time that banks are advised to bring down the unethical practice of charging exorbitant interest on their funding through credit cards which are lifeline of middle class . Also RBI should bring the transperancy in the attitude of the banks in all their activities. Banks have to respect Decision of consumer court and Directives of RBI. This will enable country to have strong clients relationship with banks. Else small mallya tribe will come up in the system. Thanks

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Rahul Dev_5 9 years 9 months ago

In first ''hapy independenc day'' to all of u indians n be aware to love indian flag apne desh ki izzat kro sbko apna smjho sbhi pr visvas kro crruption ko ap sbhi or hm sbhi hi finish kr skte hai ab to jag jao indians ya bs whatsap ya fb pr hi apna sara time khrab kroge utho jago or kasm khao sbhi ko apna sheyog donge hr ek ache kam me to lets start to be a gud indians be hapy loves to all human n humainity Rahul dev chauhan indian boy indian lover

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SUBRATA RAHA 9 years 9 months ago

good Day Sir, Kindly note I am a chief marine engineer since 1998 and I am sailing in reputed foreign shipping companies for long time My feelings India ranks very low as a maritime nation be it tonnage wise or in ship building or repair industry. 3 Asian nations excel in shipbuilding and repair industry i.e, China , Korea and Japan. this is a multi billion dollar industry and an excellent employment generator. Your personal initiatives reqd. I need more space to explain Thank you.

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Deepak Goel 9 years 9 months ago

It is difficult to remember those complicated codes, kotak mahindra bank has developed a Bharat Banking App which is GUI based and in background uses code for each functionality and is very intuitive.

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NAVEEN CHAND 9 years 9 months ago

Sir, Presently more than more people is unemployment. Yesterday I was watching News i seen so many educated people (graduate, B.tech , Post graduate) was applying Sweeper Post. Now a day unemployment population is increasing apart from presently Government job form is very costly 500 to 1000 rs. so many people fill up the government job form but poor people whose income less 200/100 per day. they could not fill the form for government job so please care in my massage.

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